Janine McNab, Harbor London: ‘It’s easy to think of succession planning as just another part of a business strategy, but in reality, it’s deeply personal’

Janine McNab, COO of Harbor London, argues that when succession planning is neglected, the emotional and psychological costs for ultra-high-net-worth families can be devastating. For ultra-high-net-worth (UHNW) families, succession planning is not just a financial or business decision — it’s an emotional minefield. Working closely with these families through my role at Harbor London, I’ve seen first-hand how fraught the process can become, especially when proper planning is neglected.